4 Tips To Lower Your Bills and Save Money on Everyday Expenses!

Would you like to lower your bills? Who wouldn't? I don’t know anyone who looks forward to going out to their mailbox, only to get the electric, water, heating, and phone bill. Bills are never fun to receive, especially if you are struggling financially and wonder how on earth you are going to pay them. 

1. Always pay your bills on time.
This seems basic, and we all know we’re supposed to pay on time, but forgetting to mail a bill even once can cost you a lot of money (especially if it is a credit card bill). Paying on time is a definite key to debt free living.

2. Switch to online bill pay.
Most banks offer online bill pay now; just go into the bank or call and ask your bank. It is very easy to set up, and then you can have the assurance that your bills are being automatically paid on time each month. This eliminates a lot of potential late fees. Also, you can control most of your financial transactions from your desktop.

3. Comparison Shop—Compare Rates on Services
Lower your bills by shopping around to compare rates on services such as life insurance or car insurance. This can save hundreds of dollars a year. It is easy to compare rates online, from the comfort of your own home.

  1. 4. Cut out extras to lower your bills.
    Do you really need call waiting? This can run a minimum of $5 a month or $60 a year. How about your television—do you need two satellite receivers? Eliminating the extra receiver could be another $60 a year in savings for you. If you really thought about it, there are probably a lot of extras you could do without. Sit down and make a list; then discuss it with your spouse and/or children. Cutting extras can potentially save you much money. 

    Check out other related articles with specific tips on: 
    1. Lowering your electric bill or learn how to conserve electricity
    2. Saving on Television costs 
    3. Get the Best Insurance Rate 
    4. Lower Your Cell Phone Bill 
    5. Spend Less on Gas 
    6. Save on Your Monthly Heating Bill

If you have ten bills you pay each month, and you lower them each by only $5.00 per month, imagine the savings: $50.00 per month, $600 per year, $3,000 over five years! 

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