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don't go grocery shopping when hungry

Not only is this not good for the waistline but it is not good for the budget. Been there and done that. But if you are like me and you're on your way

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Graphing the budget monthly

Using a composition notebook (graph paper), I delineate the spending categories across the top and in parentheses under each, the amount, by percentage,

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Pay day by day by day by day everyday.

I take advantage of the Bpay online where I pay all my bills everyday in small daily installments rather than putting a large hole in my budget I only

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Taking Responsibility of old debt!

I know I owe a lot of old debt (around $16,000 total) but i don't even know who/where I owe! Believe it or not, after about 10 years of hounding and harrassing,

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Help! I am not sure how to get out of this mess.How do I budget ?

Hi ,I am a single mother with 6 children living at home.And three grown up and left home.My husband was removed by CAS. 4 of us have special diets,and

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shopping for groceries

hi, i work from my old receipts and make up my shoppinglist with prices on a spreadsheet, that way I know exactly how much I will spend in advance and

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I let other people pay my bills for me

My story is a very common one these days. After college I had built up a credit card balance of nearly $5000 with no real strategy on how to pay it

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we switched to wood heat

we switched to wood heat and it lowered our electic bill majorly, not only does the wood stove heat our home, we cook on it in the winter instead of

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