http://www.moms-living-debt-free.com/debt-free-blog.html The Debt Free Blog lets you read the latest news and articles posted to Moms-Living-Debt-Free.com. en-us debt free Wed, 25 Jan 2012 12:44:57 GMT Wed, 25 Jan 2012 12:44:57 GMT moms-living-debt-free.com http://www.moms-living-debt-free.com/living-within-our-means.html 1. Stopped using credit cards 2. Use automatic bill pay to avoid paying late fees 3. Eat out less or have eating out double as the entertainment 4. Phoned Wed, 25 Jan 2012 12:44:54 GMT http://www.moms-living-debt-free.com/hiking.html there are always fun outdoor activities to do and this is one of our families favorites.They get to learn about different trees and animals especially Wed, 25 Jan 2012 12:44:30 GMT http://www.moms-living-debt-free.com/bath-salts.html All you have to do is get some epsum salt, and food coloring. Put the epsum salt into a container and add a few drops of the food coloring. Mix it around Wed, 25 Jan 2012 12:43:52 GMT http://www.moms-living-debt-free.com/save-055-with-coupons.html Sign up and Join to snag a coupon wherein you'll get $0.55 rebate on your next pint of any International Delight flavor. Tue, 09 Aug 2011 10:58:38 GMT http://www.moms-living-debt-free.com/king-of-the-grill-apron.html An ideal gift for a special guy in your life? What better than a personalized apron? To buy: A white apron, permanant fabric paint Paint a catchy saying Mon, 18 Jul 2011 12:19:00 GMT http://www.moms-living-debt-free.com/practical-ways-to-save.html When I was pregnant with my son and had an 8 year old, I had $1350 a month to pay all our bills with...thankfully at the time I did not take the time to Mon, 18 Jul 2011 12:18:38 GMT http://www.moms-living-debt-free.com/do-a-lemonade-stand.html Get money or give it to animal shelters, the red cross, or charity Mon, 09 May 2011 01:28:33 GMT http://www.moms-living-debt-free.com/lowering-your-cell-phone-bill.html Call your cell phone provider each month and ask if they have any new promotions. Last week I did this an was able to save 20 dollars because of a new Mon, 02 May 2011 01:45:40 GMT http://www.moms-living-debt-free.com/50-ways-to-lower-your-bills-by-these-ideas.html Household Tips by Connie David 1. Remove Broken Key From Lock. Put some super glue on broken off part, insert and hold a few seconds – will pull out rest Mon, 02 May 2011 01:45:06 GMT http://www.moms-living-debt-free.com/pay-off-debt-or-fund-401-k-to-reduce-taxable-income.html Have a burning desire to be debt free includng home in 2-3 yrs. Owe 76 K on mortgage, 35 on home equity loan, 8 K on credit card. Household income 188K. Mon, 02 May 2011 01:44:08 GMT http://www.moms-living-debt-free.com/how-i-paid-52000-in-credit-card-debt-in-6-months.html Over the course of many years, I found myself sinking in $52,000 of credit card debt. Like many of you, I thought I did not have many options, other than Mon, 31 Jan 2011 16:41:46 GMT http://www.moms-living-debt-free.com/insurances.html *Insurances* life insurance (should have at least $5000.00 for burial expenses) dental insurance auto insurance home or renter's insurance Tue, 11 Jan 2011 16:56:56 GMT http://www.moms-living-debt-free.com/cabbage-and-noodles.html 1 head of Cabbage and Egg noodles. Chop cabbage up and sprinkle some salt and let it sit for an hour, squeeze out the extra water from the cabbage. Fry Tue, 11 Jan 2011 16:56:00 GMT http://www.moms-living-debt-free.com/updated-envelope-method.html I'm always looking for free money (I'm constantly looking for coins on the ground!) and for ways to make my money work for me, yet be quickly (within 3-5 Wed, 29 Sep 2010 13:08:33 GMT http://www.moms-living-debt-free.com/make-decent-money-but-can-never-make-a-budget-work.html I'm trying to not live pay check to pay check but I can't seem to make a budget work. I end up budgeting too little in the living expenses and then overspend Wed, 29 Sep 2010 13:07:59 GMT http://www.moms-living-debt-free.com/dont-go-grocery-shopping-when-hungry.html Not only is this not good for the waistline but it is not good for the budget. Been there and done that. But if you are like me and you're on your way Sun, 11 Jul 2010 19:09:40 GMT http://www.moms-living-debt-free.com/graphing-the-budget-monthly.html Using a composition notebook (graph paper), I delineate the spending categories across the top and in parentheses under each, the amount, by percentage, Sun, 11 Jul 2010 19:09:21 GMT http://www.moms-living-debt-free.com/pay-day-by-day-by-day-by-day-everyday.html I take advantage of the Bpay online where I pay all my bills everyday in small daily installments rather than putting a large hole in my budget I only Sun, 11 Jul 2010 19:08:37 GMT http://www.moms-living-debt-free.com/taking-responsibility-of-old-debt.html I know I owe a lot of old debt (around $16,000 total) but i don't even know who/where I owe! Believe it or not, after about 10 years of hounding and harrassing, Sun, 11 Jul 2010 19:08:10 GMT http://www.moms-living-debt-free.com/help-i-am-not-sure-how-to-get-out-of-this-messhow-do-i-budget-.html Hi ,I am a single mother with 6 children living at home.And three grown up and left home.My husband was removed by CAS. 4 of us have special diets,and Sat, 20 Feb 2010 15:44:37 GMT http://www.moms-living-debt-free.com/shopping-for-groceries.html hi, i work from my old receipts and make up my shoppinglist with prices on a spreadsheet, that way I know exactly how much I will spend in advance and Tue, 29 Dec 2009 18:22:47 GMT http://www.moms-living-debt-free.com/i-let-other-people-pay-my-bills-for-me.html My story is a very common one these days. After college I had built up a credit card balance of nearly $5000 with no real strategy on how to pay it Tue, 29 Dec 2009 18:22:18 GMT http://www.moms-living-debt-free.com/we-switched-to-wood-heat.html we switched to wood heat and it lowered our electic bill majorly, not only does the wood stove heat our home, we cook on it in the winter instead of Tue, 29 Dec 2009 18:21:43 GMT http://www.moms-living-debt-free.com/vanilla-and-lavender-bath-salts.html Makes: 2 1/2 pounds Ingredients 2 lbs epsom salts, sea salt OR Kosher salt 1/2 lb baking soda 1/4 cup glycerin (optional) 1-3 teaspoon lavender Tue, 30 Sep 2008 00:51:14 GMT http://www.moms-living-debt-free.com/switch-from-cable-to-netflix.html We got tired of paying our cable bill. We would often sit down and find nothing that we wanted to watch. We canceled our cable and signed up with Thu, 04 Sep 2008 14:53:32 GMT http://www.moms-living-debt-free.com/alternative-home-heating-to-save-money.html Alternative Home Heating to Save Money ; Heating with Wood, Pellets, or Geothermal Energy Tue, 02 Sep 2008 02:21:16 GMT http://www.moms-living-debt-free.com/go-for-it.html i was under massive debt, i had three credit card debts, two mortgages from different places. i was fed up of paying different interest rates on all. Wed, 27 Aug 2008 01:22:19 GMT http://www.moms-living-debt-free.com/use-home-exchange-to-make-new-friends-and-stay-for-free.html I have to say the best budget travel tip is home exchange. We have been able to go places and stay longer than would have been possible if we used Sun, 27 Jul 2008 11:10:07 GMT http://www.moms-living-debt-free.com/debt-free-blog.html#Big-Lots I have been shopping at Big Lots outlet lately for LOW prices on groceries. If you have a Big Lots near you, I recommend you check it out. I have gotten energy drinks, organic food, juice, soda, snacks, soup, pasta, and more for about half what I pay at the grocery store. Their personal care items are also a good deal. Mon, 30 Jun 2008 11:46:40 GMT http://www.moms-living-debt-free.com/make-money-selling-digital-photos.html Make Money Selling Digital Photos; Learn the Secrets of Selling Your Digital Pictures on Stock Photography Sites Fri, 13 Jun 2008 19:43:23 GMT http://www.moms-living-debt-free.com/make-money-taking-surveys.html Make Money Taking Surveys; How to Get Paid for Doing Online Surveys Tue, 10 Jun 2008 02:28:09 GMT http://www.moms-living-debt-free.com/debt-free-blog.html#High-Oil-Prices----Saving-Money I will soon be adding some information to the website about alternative heating methods (solar heating/wood stoves/pellet stoves). Home heating oil will probably be costing people double this year compared to last year, and now is the time to consider an alternative source before winter comes. Tue, 27 May 2008 10:48:52 GMT http://www.moms-living-debt-free.com/make-money-with-a-website.html Make Money With A Website; Start Your Own Website to Earn Money Online Sat, 17 May 2008 02:00:52 GMT http://www.moms-living-debt-free.com/make-money-selling-on-ebay.html Make Money Selling On Ebay ; How to Sell Items on Ebay to Earn Extra Cash Fri, 16 May 2008 02:58:20 GMT http://www.moms-living-debt-free.com/ideas-to-earn-extra-money.html Ideas to Earn Extra Money; Make Money For Saving and to Pay off Credit Card Debt Thu, 15 May 2008 12:42:32 GMT http://www.moms-living-debt-free.com/whirlpool-duet-washerdryer.html We are a family of six (four boys ages 8-15). Meaning, lots and lots of laundry. We purchased the Whirlpool Duet Washer/Dryer set and saved $28/gas Sat, 10 May 2008 11:35:47 GMT http://www.moms-living-debt-free.com/inexpensive-organic-food.html Inexpensive organic food; Save money on organic, healthy foods and produce Fri, 09 May 2008 11:33:51 GMT http://www.moms-living-debt-free.com/just-keep-it-simple.html As a single parent with 3 kids I looked for a lot of ways to cut back. I tried a lot of thepercentage plans but I just couldn't work around it as Thu, 08 May 2008 18:21:35 GMT http://www.moms-living-debt-free.com/file-folder-budget.html I guess my method is pretty much like the envelope method...except I use a plastic expanding file folder which I keep locked up in a strong box, Thu, 08 May 2008 18:21:06 GMT http://www.moms-living-debt-free.com/live-within-your-salary-not-your-neighbors-salary.html 1. No cable television. 2. Give dogs and cats the same dry food (don't buy dog food and cat food). 3. Stop eating out (maybe once a month and split a Thu, 08 May 2008 18:20:19 GMT http://www.moms-living-debt-free.com/kids-art-start.html Every 1st Saturday morning of each month from October to April. At the Repertory Theater in Webster Groves. Next one is Saturday April 5 at 10 am. Thu, 08 May 2008 18:19:42 GMT http://www.moms-living-debt-free.com/save-for-college-with-upromise.html Save For College With Upromise ; Earn Money For College By Shopping for Everyday Items Mon, 14 Apr 2008 19:07:09 GMT http://www.moms-living-debt-free.com/free-sample-debt-settlement-letter.html Free Sample Debt Settlement Letter; Successfully Negotiate Your Debt Instead of Filing for Bankruptcy Fri, 04 Apr 2008 18:23:03 GMT http://www.moms-living-debt-free.com/debt-free-budgeting.html Debt Free Budgeting Tips; How a Budget Can Help Your Family Live Debt Free and Save Money Tue, 01 Apr 2008 02:30:17 GMT http://www.moms-living-debt-free.com/money-saving-tips-for-students.html Money Saving Tips For Students; Ways College and University Students Can Save Money and Live Debt Free Sun, 30 Mar 2008 02:18:18 GMT http://www.moms-living-debt-free.com/debt-management-free-credit-report.html Debt Management Free Credit Report; How A Free Credit Report Can Help You Assess Your Situation and Manage Your Debt Tue, 25 Mar 2008 01:46:42 GMT http://www.moms-living-debt-free.com/disney-world-money-saving-tips.html Disney World Money Saving Tips ; How to Take a Family Vacation to Disney World for Less Money Fri, 21 Mar 2008 13:20:12 GMT http://www.moms-living-debt-free.com/affordable-home-insurance.html Affordable Home Insurance; What Homeowners Insurance Covers, and How to Get Cheap Home Insurance Tue, 11 Mar 2008 19:59:17 GMT http://www.moms-living-debt-free.com/save-money-on-life-insurance.html Save Money On Life Insurance; Why You Need Life Insurance and How Much Coverage You Need Sat, 08 Mar 2008 16:12:01 GMT http://www.moms-living-debt-free.com/save-money-on-car-insurance.html Save Money on Car Insurance; Your Guide to Cheap Discounted Vehicle Insurance on Your Car, Truck, or Van Sun, 02 Mar 2008 02:15:42 GMT