Paying off student loans by: Julie (Website Owner/Moderater)
Hello! I would recommend first of all,that you focus on paying off the higher interest rate first. Secondly, I would suggest that you look into a home equity loan to pay off your government loan; often they have much lower rates than 10%.
Most importantly, start cutting unnecessary items in your budget (eating out, cable television, cell phones), and put the extra money towards your debt.
If you can, look for an "at home" job or see if you can work a few hours on the weekends while your husband is at home. This money could go right to your debt. Don't spend it on anything else.
