Make decent money but can never make a budget work...

by Lu
(Dallas, TX)

I'm trying to not live pay check to pay check but I can't seem to make a budget work. I end up budgeting too little in the living expenses and then overspend on extra's. By the end of the two week pay period I'm over drawn in my account and that makes the next week harder. I need help try to figure out how to budget correctly. Is there a formula or percentages that would be a guide to start with?

ANSWER: See our web page on "budgeting" and making a budget.

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